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jerry ferrara, cyberpunk 2020, random, 2 pac shakur, mandana beigi, contemporary, action / adventure, journals, matthew mcconaughey, outlawz, contests, business, humor,
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Sadly, it’s not unfeasible that the credit agencies have access to the cell companies’ databases — All cell phone companies perform a credit-check as part of service activation these days. A quick cross-check would cds show a match of person to phone cds number. cds Perhaps even show length of service — A long-time held phone number is going to be less likely to be used in fraud than a sparkling new one. So Chase gets a torn-up application, for a pre-filled application which contains a SSN, employer information, and a cellphone number which all match the applicant 100%, plus a mailing address that any fuzzy authentication would give a thumbs-up to. Just another person who’s had to move back in with his parents. No wonder they gave him his card. Before you panic and run to Staples forthwith, might I suggest someone try this scientifically? Purchase a pay-as-you-go phone with cash. Fill in a pre-filled credit card form with that phone number, a fake SSN and the address of someone unrelated to you (preferably someone you don’t particularly like, since they may well get a knock on the door from the feds).
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