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Secondly, the address he used was that of his parents. Depending on the age of the author, he might have lived at that address at some point in his life. That’d be on his credit history. Certainly, there’s a high probability that his parents have the same surname as him, so a check of property sexy mature sex records wouldn’t throw up any red flags. Thirdly, he used his own cellphone as the contact number. Sadly, it’s not unfeasible that the credit agencies have access to the sexy mature sex cell companies’ databases — All cell phone companies perform sexy mature sex a credit-check as part of service activation these days. A quick cross-check would show a match of person to phone number. Perhaps even show length of service — A long-time held phone number is going to be less likely to be used in fraud than a sparkling new one. So Chase gets a torn-up application, for a pre-filled application which contains a SSN, employer information, and a cellphone number which all match the applicant 100%, plus a mailing address that any fuzzy authentication would give a thumbs-up to.
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